{"id":12,"date":"2026-09-07T11:00:00","date_gmt":"2026-09-07T11:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/timmathes-com\/2026\/09\/07\/northeast-florida-new-homes-near-price-parity\/"},"modified":"2026-09-07T11:00:00","modified_gmt":"2026-09-07T11:00:00","slug":"northeast-florida-new-homes-near-price-parity","status":"publish","type":"post","link":"https:\/\/www.timmathes.com\/blog\/2026\/09\/07\/northeast-florida-new-homes-near-price-parity\/","title":{"rendered":"Northeast Florida New Homes Near Price Parity"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/timothy-mathes-1268668\/jacksonville-homes-gap-remotion-videos-5bb4\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Thinking about a new construction home in Northeast Florida? The landscape is shifting. Recent analysis shows that, for the first time, some new homes in Jacksonville are actually priced a bit below existing homes on a per square foot basis heading into 2026. Builders are stepping up their game\u2014offering not just price reductions, but also perks like help with closing costs and attractive mortgage rate buy-downs, instead of just sticking to the sticker price.<\/p>\n<p>One option that\u2019s caught my eye is the builder-paid 2-1 buy-down: on a $400K mortgage, this can lower your initial payments by dropping the interest rate to the mid-4% range at first, then mid-5%\u2014making those early years a little easier on your budget. And while new homes often come with lower insurance premiums (thanks to updated building codes), it\u2019s important to remember that property taxes may be higher based on today\u2019s purchase prices.<\/p>\n<p>When I\u2019m guiding clients through the decision between new and existing homes, we look at the full ownership picture: mortgage terms, insurance savings, closing costs, builder concessions, and taxes. My goal is always to help you feel confident and well-informed, so you can make the choice that fits your needs best\u2014without any unwelcome surprises.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Thinking about a new construction home in Northeast Florida? The landscape is shifting. Recent analysis shows that, for the first time, some new homes in Jacksonville are actually priced a bit below existing homes on a per square foot basis heading into 2026. Builders are stepping up their game\u2014offering not just price reductions, but also [&hellip;]<\/p>\n","protected":false},"author":417,"featured_media":39,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-12","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/posts\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/users\/417"}],"replies":[{"embeddable":true,"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":0,"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/posts\/12\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/media\/39"}],"wp:attachment":[{"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/media?parent=12"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/categories?post=12"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/tags?post=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}