{"id":75,"date":"2026-10-05T10:00:00","date_gmt":"2026-10-05T10:00:00","guid":{"rendered":"https:\/\/www.timmathes.com\/blog\/?p=75"},"modified":"2026-10-05T10:00:00","modified_gmt":"2026-10-05T10:00:00","slug":"federal-law-could-reshape-florida-manufactured-homes","status":"publish","type":"post","link":"https:\/\/www.timmathes.com\/blog\/2026\/10\/05\/federal-law-could-reshape-florida-manufactured-homes\/","title":{"rendered":"Federal Law Could Reshape Florida Manufactured Homes"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/timothy-mathes-1268668\/federal-housing-florida-remotion-videos-4288\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Big changes could be ahead for Florida\u2019s manufactured housing market. A newly passed federal law raises insured loan limits and expands what counts as a manufactured home\u2014not just those built on a permanent chassis anymore. Over the years, Florida has already tightened its standards, especially after 1992 with tougher wind rules. As someone who\u2019s watched these shifts up close, I can tell you quality has gone up, but so have costs, thanks to more layers of regulation.<\/p>\n<p>One immediate benefit is that higher loan limits might finally help buyers who\u2019ve struggled with steeper borrowing costs compared to traditional homeowners. There\u2019s also talk that allowing chassis-free homes could bring more design options, especially for homes built on permanent foundations or for infill projects. Still, zoning rules in many neighborhoods keep placement limited.<\/p>\n<p>How much will actually change here in Florida? That will depend on how federal rules shake out, plus what each local area decides. Builders are saying that financing, inspections, and permitting continue to shape what\u2019s affordable. If you have questions about what this could mean for your next move\u2014whether you\u2019re buying, selling, or just weighing your options\u2014I\u2019m here to help you make sense of it all with clear, honest advice.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Big changes could be ahead for Florida\u2019s manufactured housing market. A newly passed federal law raises insured loan limits and expands what counts as a manufactured home\u2014not just those built on a permanent chassis anymore. Over the years, Florida has already tightened its standards, especially after 1992 with tougher wind rules. As someone who\u2019s watched [&hellip;]<\/p>\n","protected":false},"author":417,"featured_media":76,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-75","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/posts\/75","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/users\/417"}],"replies":[{"embeddable":true,"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/comments?post=75"}],"version-history":[{"count":1,"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/posts\/75\/revisions"}],"predecessor-version":[{"id":77,"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/posts\/75\/revisions\/77"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/media\/76"}],"wp:attachment":[{"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/media?parent=75"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/categories?post=75"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.timmathes.com\/blog\/wp-json\/wp\/v2\/tags?post=75"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}